Bank

Kroo

The social current account

Direct offer

Role: Runs its own offersOwn offers: 2(1 live)Earned as reward: 0(0 live)

Kroo is a fully licensed UK challenger bank offering a current account with fee-free spending abroad, easy bill splitting and generous referral bonuses.

Current Offers

2 available

Hot Pick

Open a Kroo current account, deposit £50 in the first 30 days and get £20 dropped straight into your account.

Get £20£20 Signup Bonus

5 minsCashBanking Bonuses

Claim My Offer

with Kroo · Easy

Refer a Friend

£20 each Refer a Friend

In the catalogue

Kroo at a glance

Offers listed: 2
Live now: 1
Run by them: 2
Top reward: £20

Featured categories

Refer a Friend1

Most relevant offers

Refer a Friend£20 each

See all 2 Kroo offers

Safety

High

Fees

None

Devices

iOS

SmartPiggy editor’s note

Reading the offer…

Verified by SmartPiggy

Kroo Bank Ltd

FSCS protection

Eligible deposits protected up to £85,000

Last verified

14 May 2026

Reference numbers are pulled from the FCA and Companies House registers. We recheck each provider at least every 90 days.

Why Kroo?

FSCS protected
Fee-free foreign spending
Generous referral bonus
Excellent app

No joint accounts yet
Limited branch support (app-only)

Safety

FSCS protected up to £85,000. Fully authorised by the FCA and PRA.

Fees

No monthly fee. No fees for spending abroad. £5 for a physical card replacement.

Overview

Kroo is a fully licensed UK challenger bank offering a current account with fee-free spending abroad, easy bill splitting and generous referral bonuses.

How to earn

Open an account, complete ID checks, deposit £50 within 30 days and the reward lands within 10 working days.

Withdrawals

Bank transfer

Devices

iOSAndroid

Visit Kroo website