SmartPiggy
Chase UK brand banner
Chase UK logo

You can earn

1%

Cash

Earn 1% cashback on almost all debit card spending for a full year, up to £15 per month.

Complete in
10 mins
Payout
Monthly cash
Difficulty
Easy Peasy
Availability
Live

The short answer

What you do
Open Chase current account
When you get paid
Monthly cash
Main catch
Nothing unusual recorded — check the terms below

Eligibility, full steps and terms are further down this page.

What you actually get: cash

Paid straight to you as money.

How to redeem
Lands in the bank account you sign up with - nothing to redeem.
Validity
No expiry once paid.
Can you cash it out?
Yes — it is real money
How we review offersReward, effort and catches are summarised from the provider's own termsHow we test

Get paid in 4 steps

Follow these in order. Skipping a step is the #1 reason rewards don't track.

Step 1: Open Chase current account

Step 1 of 4 — the sooner you complete it, the faster your reward tracks.

Step 2: Activate cashback in-app

Turn off any ad-blockers before clicking through, otherwise cashback may not track. Confirmation can take 7–14 days.

Step 3: Spend on your debit card

Everyday spending counts — groceries, fuel, subscriptions. Refunds and gambling transactions don't.

Step 4: Cashback paid monthly

You'll need a photo ID (passport or driving licence) and a selfie. Usually approved in under 5 minutes.

Chase UK logo

Chase UK — 1% cashback on everyday debit spending

Am I eligible?

We haven't recorded eligibility criteria for this offer yet. Check the provider's own terms before you start.

Insider tips

  • Complete the whole flow in one sitting — leaving it half-done is the top reason 1% bonuses fail to track.
  • Take screenshots of each step in case you need to raise a support ticket later.
  • Add a calendar reminder for the qualifying deadline so you don't miss it.

Reward type

Monthly cash

Time to complete

10 mins

Withdraw via

Bank transfer

Chase UK logo

About the provider

Chase UK

1% cashback on everyday debit spending

Chase UK offers a slick current account with 1% cashback on debit card spending for the first 12 months and a competitive linked saver.

Safety

FSCS protected. Backed by JPMorgan Chase.

Fees

No monthly fee. No fees on debit card spending abroad.

Devices

iOS · Android

Category

Bank

What we like

  • 1% cashback first year
  • Round-ups saver
  • Excellent app experience

Watch out for

  • No branch access
  • Cashback cap applies
Full Chase UK review
Community codes

Share the love — swap referral codes

Members drop their personal invite codes here. Codes rotate fairly so everyone gets a turn. Report any code that doesn't work.

Loading codes…

FAQs

How long until I actually get the money?+

Payout timing isn't confirmed for this offer yet — check the provider's own terms before you start. Open the account in-app, verify ID, activate cashback. Cashback pays monthly.

Is this safe? Will it hurt my credit score?+

FSCS protected. Backed by JPMorgan Chase. This offer doesn't involve a credit check.

What are the fees?+

No monthly fee. No fees on debit card spending abroad.

Can I close the account after I get the bonus?+

Yes — once the reward has cleared and any minimum holding period has passed, you're free to close the account. We recommend waiting at least 30 days after the bonus lands to be safe.

What if the reward doesn't track?+

Contact Chase UK support first with your sign-up date and screenshots. If you're still stuck, ping the SmartPiggy team and we'll help chase it up.

The small print

SmartPiggy may earn a commission when you claim this offer — it costs you nothing and helps keep our reviews free (affiliate disclosure). Rewards, timings and eligibility are set by Chase UK. Always read the provider's full T&Cs before you sign up. When it comes to money, your capital may be at risk. See our editorial policy for how we score and re-check offers.

We have not recorded a hand-check for this listing yet, so please confirm the current terms with Chase UK before signing up.

You might also like

You get

1%