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You can earn

£10 + 2% cashback

Cash

New users receive a £10 bonus and the highest cashback tier (2%) for their first 30 days, allowing them to earn on everyday spending.

Complete in
5 mins
Payout
Instant
Difficulty
Easy Peasy
Availability
Live

The short answer

What you do
Sign up to Krak via referral link
When you get paid
Instant
Main catch
New customers onlyCashback tier reverts after 30 days. New users only.

Eligibility, full steps and terms are further down this page.

What you actually get: cash

Paid straight to you as money.

How to redeem
Lands in the bank account you sign up with - nothing to redeem.
Validity
No expiry once paid.
Can you cash it out?
Yes — it is real money
Verified by SmartPiggyLast checked 6 weeks ago · SmartPiggy teamHow we test

Refer-a-friend details

You get
£10 plus 2% cashback for 30 days
Qualifying action
Sign up via a referral link

Source: My Side Gig — All UK Refer a Friend Offers · last checked 2026-08-27

Get paid in 4 steps

Follow these in order. Skipping a step is the #1 reason rewards don't track.

Step 1: Sign up to Krak via referral link

Head to Krak via the SmartPiggy link so your £10 + 2% cashback bonus is tracked. Use a fresh email if you've signed up before.

Step 2: Verify your identity

You'll need a photo ID (passport or driving licence) and a selfie. Usually approved in under 5 minutes.

Step 3: Receive £10 bonus

Reward pays out via Bank transfer. Check your instant balance or email for confirmation.

Step 4: Earn 2% cashback for 30 days

Turn off any ad-blockers before clicking through, otherwise cashback may not track. Confirmation can take 7–14 days.

Krak logo

Krak — £10 bonus + 2% cashback banking

Cashback tier reverts after 30 days. New users only.

Am I eligible?

We haven't recorded eligibility criteria for this offer yet. Check the provider's own terms before you start.

Insider tips

  • Complete the whole flow in one sitting — leaving it half-done is the top reason £10 + 2% cashback bonuses fail to track.
  • Take screenshots of each step in case you need to raise a support ticket later.
  • Add a calendar reminder for the qualifying deadline so you don't miss it.

Reward type

Instant

Time to complete

5 mins

Withdraw via

Bank transfer

Krak logo

About the provider

Krak

£10 bonus + 2% cashback banking

New banking app offering £10 bonus and 2% cashback for first 30 days.

Safety

FSCS protected up to £85,000.

Fees

No monthly fee.

Devices

iOS · Android

Category

Bank

What we like

  • £10 sign-up bonus
  • 2% cashback 30 days
  • No monthly fee

Watch out for

  • New platform
Full Krak review
Community codes

Share the love — swap referral codes

Members drop their personal invite codes here. Codes rotate fairly so everyone gets a turn. Report any code that doesn't work.

Loading codes…

FAQs

How long until I actually get the money?+

Payout timing isn't confirmed for this offer yet — check the provider's own terms before you start. Sign up via referral link, verify ID, receive £10 bonus and 2% cashback.

Is this safe? Will it hurt my credit score?+

FSCS protected up to £85,000. This offer doesn't involve a credit check.

What are the fees?+

No monthly fee.

Can I close the account after I get the bonus?+

Yes — once the reward has cleared and any minimum holding period has passed, you're free to close the account. We recommend waiting at least 30 days after the bonus lands to be safe.

What if the reward doesn't track?+

Contact Krak support first with your sign-up date and screenshots. If you're still stuck, ping the SmartPiggy team and we'll help chase it up.

The small print

SmartPiggy may earn a commission when you claim this offer — it costs you nothing and helps keep our reviews free (affiliate disclosure). Rewards, timings and eligibility are set by Krak. Always read the provider's full T&Cs before you sign up. When it comes to money, your capital may be at risk. See our editorial policy for how we score and re-check offers.

Last checked 6 weeks ago by SmartPiggy team.

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You get

£10 + 2% cashback