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More Banking BonusesMore from Lloyds Bank
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You can earn

£30

Cash

Open a Lloyds current account through a referral link and get £30. No minimum deposit and no direct debit needed — just keep the account open for at least 7 days.

Complete in
15 mins
Payout
Within 35 days
Difficulty
Easy Peasy
Availability
Live

The short answer

What you do
Open a Lloyds current account via a referral link
When you get paid
Within 35 days
Main catch
Deposit or spend neededYou must keep the account open for at least 7 days and the reward can take up to 35 days to arrive.

Eligibility, full steps and terms are further down this page.

What you actually get: cash

Paid straight to you as money.

How to redeem
Lands in the bank account you sign up with - nothing to redeem.
Validity
No expiry once paid.
Can you cash it out?
Yes — it is real money
Verified by SmartPiggyLast checked 6 weeks ago · SmartPiggy teamHow we test

Refer-a-friend details

You get
£30
Qualifying action
Open a Lloyds current account

Source: My Side Gig — All UK Refer a Friend Offers · last checked 2026-08-27

Get paid in 4 steps

Follow these in order. Skipping a step is the #1 reason rewards don't track.

Step 1: Open a Lloyds current account via a referral link

Your friend must use your unique link and complete their own qualifying action for both rewards to unlock.

Step 2: Complete ID verification

You'll need a photo ID (passport or driving licence) and a selfie. Usually approved in under 5 minutes.

Step 3: Keep the account open for at least 7 days

Step 3 of 4 — the sooner you complete it, the faster your reward tracks.

Step 4: £30 paid within 35 days

You'll need a photo ID (passport or driving licence) and a selfie. Usually approved in under 5 minutes.

Lloyds Bank logo

Lloyds Bank — Free shares for new customers

You must keep the account open for at least 7 days and the reward can take up to 35 days to arrive.

Am I eligible?

We haven't recorded eligibility criteria for this offer yet. Check the provider's own terms before you start.

Insider tips

  • Complete the whole flow in one sitting — leaving it half-done is the top reason £30 bonuses fail to track.
  • Take screenshots of each step in case you need to raise a support ticket later.
  • Add a calendar reminder for the qualifying deadline so you don't miss it.

Reward type

Within 35 days

Time to complete

15 mins

Withdraw via

Bank transfer

Lloyds Bank logo

About the provider

Lloyds Bank

Free shares for new customers

Major UK bank offering free shares for new customers who deposit just £1.

Safety

FSCS protected up to £85,000.

Fees

No monthly fee with Club Lloyds (requires £500/mo deposit or £3/mo fee).

Devices

Web · iOS · Android

Category

Bank

What we like

  • Free share worth up to £200
  • Only £1 deposit needed
  • Established bank

Watch out for

  • Share value varies
  • Must hold for 3 months
Full Lloyds Bank review
Community codes

Share the love — swap referral codes

Members drop their personal invite codes here. Codes rotate fairly so everyone gets a turn. Report any code that doesn't work.

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FAQs

How long until I actually get the money?+

Payout timing isn't confirmed for this offer yet — check the provider's own terms before you start. Open a Club Lloyds account, deposit £1, register for the free share offer.

Is this safe? Will it hurt my credit score?+

FSCS protected up to £85,000. This offer doesn't involve a credit check.

What are the fees?+

No monthly fee with Club Lloyds (requires £500/mo deposit or £3/mo fee).

Can I close the account after I get the bonus?+

Yes — once the reward has cleared and any minimum holding period has passed, you're free to close the account. We recommend waiting at least 30 days after the bonus lands to be safe.

What if the reward doesn't track?+

Contact Lloyds Bank support first with your sign-up date and screenshots. If you're still stuck, ping the SmartPiggy team and we'll help chase it up.

The small print

SmartPiggy may earn a commission when you claim this offer — it costs you nothing and helps keep our reviews free (affiliate disclosure). Rewards, timings and eligibility are set by Lloyds Bank. Always read the provider's full T&Cs before you sign up. When it comes to money, your capital may be at risk. See our editorial policy for how we score and re-check offers.

Last checked 6 weeks ago by SmartPiggy team.

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You get

£30