
Sign-up bonus
Free share (avg £30)
Lloyds Bank – Get a free share worth up to £200
- Category
- Investing
- Time
- 10 mins
- Difficulty
- Easy

You can earn
Scottish Friendly offers a £25 referral voucher when you refer a friend who opens an investment account.
Eligibility, full steps and terms are further down this page.
A voucher code you spend with the named retailer.
£25 — worth about £25 in real terms
Follow these in order. Skipping a step is the #1 reason rewards don't track.
Step 1: Get your Scottish Friendly referral link
Your friend must use your unique link and complete their own qualifying action for both rewards to unlock.
Step 2: Share with a friend
Your friend must use your unique link and complete their own qualifying action for both rewards to unlock.
Step 3: They open an account
Step 3 of 4 — the sooner you complete it, the faster your reward tracks.
Step 4: You receive £25 voucher
Reward pays out via Voucher. Check your as voucher balance or email for confirmation.
Scottish Friendly — £25 referral voucher
Capital at risk. Friend must open account.
We haven't recorded eligibility criteria for this offer yet. Check the provider's own terms before you start.
Reward type
As voucher
Time to complete
5 mins
Withdraw via
Voucher
About the provider
£25 referral voucher
Investment provider offering a £25 referral voucher.
FCA authorised. Capital at risk.
Varies by product.
Web
Investment
What we like
Watch out for
Members drop their personal invite codes here. Codes rotate fairly so everyone gets a turn. Report any code that doesn't work.
Payout timing isn't confirmed for this offer yet — check the provider's own terms before you start. Get referral link, share with friend, they open account, you get £25 voucher.
FCA authorised. Capital at risk. This offer doesn't involve a credit check.
Varies by product.
Yes — once the reward has cleared and any minimum holding period has passed, you're free to close the account. We recommend waiting at least 30 days after the bonus lands to be safe.
Contact Scottish Friendly support first with your sign-up date and screenshots. If you're still stuck, ping the SmartPiggy team and we'll help chase it up.
The small print
SmartPiggy may earn a commission when you claim this offer — it costs you nothing and helps keep our reviews free (affiliate disclosure). Rewards, timings and eligibility are set by Scottish Friendly. Always read the provider's full T&Cs before you sign up. When it comes to money, your capital may be at risk. See our editorial policy for how we score and re-check offers.
We have not recorded a hand-check for this listing yet, so please confirm the current terms with Scottish Friendly before signing up.
You get
£25