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More Refer a FriendMore from Starling Bank
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You can earn

£25

Cash

Open a Starling current account through a friend's refer-a-friend link and a £25 bonus is paid once the qualifying steps are done. Starling is a UK-licensed, FSCS-protected bank.

Complete in
10 mins
Payout
After the account is opened and used
Difficulty
Easy Peasy
Availability
Live

The short answer

What you do
Use a Starling refer-a-friend link
When you get paid
After the account is opened and used
Main catch
Conditions applyYou must be a new Starling customer and complete the qualifying steps set by Starling. Check the current terms before applying — bonus amounts change.

Eligibility, full steps and terms are further down this page.

What you actually get: cash

Paid straight to you as money.

How to redeem
Lands in the bank account you sign up with - nothing to redeem.
Validity
No expiry once paid.
Can you cash it out?
Yes — it is real money
Verified by SmartPiggyLast checked 6 weeks ago · SmartPiggy teamHow we test

Refer-a-friend details

You get
£25
Qualifying action
Open a new Starling current account via a referral link

Source: My Side Gig — All UK Refer a Friend Offers · last checked 2026-08-27

Get paid in 4 steps

Follow these in order. Skipping a step is the #1 reason rewards don't track.

Step 1: Use a Starling refer-a-friend link

Your friend must use your unique link and complete their own qualifying action for both rewards to unlock.

Step 2: Open a Starling personal current account

Step 2 of 4 — the sooner you complete it, the faster your reward tracks.

Step 3: Complete ID verification

You'll need a photo ID (passport or driving licence) and a selfie. Usually approved in under 5 minutes.

Step 4: Meet Starling's qualifying steps to unlock the £25

Step 4 of 4 — the sooner you complete it, the faster your reward tracks.

Starling Bank logo

Starling Bank — Digital bank with free gift switching

You must be a new Starling customer and complete the qualifying steps set by Starling. Check the current terms before applying — bonus amounts change.

Am I eligible?

We haven't recorded eligibility criteria for this offer yet. Check the provider's own terms before you start.

Insider tips

  • Complete the whole flow in one sitting — leaving it half-done is the top reason £25 bonuses fail to track.
  • Take screenshots of each step in case you need to raise a support ticket later.
  • Add a calendar reminder for the qualifying deadline so you don't miss it.

Reward type

After the account is opened and used

Time to complete

10 mins

Withdraw via

Bank transfer

Starling Bank logo

About the provider

Starling Bank

Digital bank with free gift switching

Digital-only bank offering free gifts for switching, including electric toothbrushes worth £105.

Safety

FSCS protected up to £85,000.

Fees

No monthly fees.

Devices

iOS · Android

Category

Bank

What we like

  • No monthly fees
  • Great app experience
  • Free gift rewards

Watch out for

  • Gift-based rewards, not cash
Full Starling Bank review
Community codes

Share the love — swap referral codes

Members drop their personal invite codes here. Codes rotate fairly so everyone gets a turn. Report any code that doesn't work.

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FAQs

How long until I actually get the money?+

Payout timing isn't confirmed for this offer yet — check the provider's own terms before you start. Open a Starling personal account, switch via CASS, receive your free gift within 28 days.

Is this safe? Will it hurt my credit score?+

FSCS protected up to £85,000. This offer doesn't involve a credit check.

What are the fees?+

No monthly fees.

Can I close the account after I get the bonus?+

Yes — once the reward has cleared and any minimum holding period has passed, you're free to close the account. We recommend waiting at least 30 days after the bonus lands to be safe.

What if the reward doesn't track?+

Contact Starling Bank support first with your sign-up date and screenshots. If you're still stuck, ping the SmartPiggy team and we'll help chase it up.

The small print

SmartPiggy may earn a commission when you claim this offer — it costs you nothing and helps keep our reviews free (affiliate disclosure). Rewards, timings and eligibility are set by Starling Bank. Always read the provider's full T&Cs before you sign up. When it comes to money, your capital may be at risk. See our editorial policy for how we score and re-check offers.

Last checked 6 weeks ago by SmartPiggy team.

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You get

£25