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More FreebiesMore from Zopa Bank
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You can earn

£10

Cash

You'll receive £10 paid directly into your Zopa account within 30 days of opening an account via referral link.

Complete in
10 mins
Payout
Within 30 days
Difficulty
Easy Peasy
Availability
Live

The short answer

What you do
Sign up to Zopa via referral link
When you get paid
Within 30 days
Main catch
New customers onlyMust open account via referral link. New customers only.

Eligibility, full steps and terms are further down this page.

What you actually get: cash

Paid straight to you as money.

How to redeem
Lands in the bank account you sign up with - nothing to redeem.
Validity
No expiry once paid.
Can you cash it out?
Yes — it is real money
Verified by SmartPiggyLast checked 6 weeks ago · SmartPiggy teamHow we test

Refer-a-friend details

You get
£10
Qualifying action
Open a Zopa account

Source: My Side Gig — All UK Refer a Friend Offers · last checked 2026-08-27

Get paid in 3 steps

Follow these in order. Skipping a step is the #1 reason rewards don't track.

Step 1: Sign up to Zopa via referral link

Head to Zopa Bank via the SmartPiggy link so your £10 bonus is tracked. Use a fresh email if you've signed up before.

Step 2: Open a Zopa account

Step 2 of 3 — the sooner you complete it, the faster your reward tracks.

Step 3: Receive £10 within 30 days

Reward pays out via Bank transfer. Check your within 30 days balance or email for confirmation.

Zopa Bank logo

Zopa Bank — Digital bank with £10 sign-up bonus

Must open account via referral link. New customers only.

Am I eligible?

We haven't recorded eligibility criteria for this offer yet. Check the provider's own terms before you start.

Insider tips

  • Complete the whole flow in one sitting — leaving it half-done is the top reason £10 bonuses fail to track.
  • Take screenshots of each step in case you need to raise a support ticket later.
  • Add a calendar reminder for the qualifying deadline so you don't miss it.

Reward type

Within 30 days

Time to complete

10 mins

Withdraw via

Bank transfer

Zopa Bank logo

About the provider

Zopa Bank

Digital bank with £10 sign-up bonus

Digital bank offering sign-up bonuses and competitive savings rates.

Safety

FSCS protected up to £85,000.

Fees

No monthly fee.

Devices

iOS · Android

Category

Bank

What we like

  • £10 sign-up bonus
  • Great savings rates
  • No monthly fee

Watch out for

  • App only
Full Zopa Bank review
Community codes

Share the love — swap referral codes

Members drop their personal invite codes here. Codes rotate fairly so everyone gets a turn. Report any code that doesn't work.

Loading codes…

FAQs

How long until I actually get the money?+

Payout timing isn't confirmed for this offer yet — check the provider's own terms before you start. Sign up via referral link, open an account, receive £10 within 30 days.

Is this safe? Will it hurt my credit score?+

FSCS protected up to £85,000. This offer doesn't involve a credit check.

What are the fees?+

No monthly fee.

Can I close the account after I get the bonus?+

Yes — once the reward has cleared and any minimum holding period has passed, you're free to close the account. We recommend waiting at least 30 days after the bonus lands to be safe.

What if the reward doesn't track?+

Contact Zopa Bank support first with your sign-up date and screenshots. If you're still stuck, ping the SmartPiggy team and we'll help chase it up.

The small print

SmartPiggy may earn a commission when you claim this offer — it costs you nothing and helps keep our reviews free (affiliate disclosure). Rewards, timings and eligibility are set by Zopa Bank. Always read the provider's full T&Cs before you sign up. When it comes to money, your capital may be at risk. See our editorial policy for how we score and re-check offers.

Last checked 6 weeks ago by SmartPiggy team.

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You get

£10