KrooExpired
£20
£20 Signup Bonus
- Category
- Banking Bonuses
- Time
- 5 mins
- Difficulty
- Easy
You can earn
£50
Cash
New users earn a £50 cash bonus when depositing a larger balance and holding it for a set period.
Complete in
15 mins
Payout
In Chip account
Difficulty
Doable
Availability
Live
The short answer
- What you do
- Sign up to Chip via referral link
- When you get paid
- In Chip account
- Main catch
- Deposit or spend neededRequires large deposit and hold period. Terms vary by promotion.
Eligibility, full steps and terms are further down this page.
What you actually get: cash
Paid straight to you as money.
- How to redeem
- Lands in the bank account you sign up with - nothing to redeem.
- Validity
- No expiry once paid.
- Can you cash it out?
- Yes — it is real money
Refer-a-friend details
- You get
- £50
- Qualifying action
- Sign up and deposit
Source: My Side Gig — All UK Refer a Friend Offers · last checked 2026-08-27
Get paid in 5 steps
Follow these in order. Skipping a step is the #1 reason rewards don't track.
Step 1: Sign up to Chip via referral link
Head to Chip via the SmartPiggy link so your £50 bonus is tracked. Use a fresh email if you've signed up before.
Step 2: Verify your identity
You'll need a photo ID (passport or driving licence) and a selfie. Usually approved in under 5 minutes.
Step 3: Deposit qualifying amount
Move the qualifying amount from your existing bank via faster payments. It arrives instantly and counts toward the bonus.
Step 4: Hold for required period
Step 4 of 5 — the sooner you complete it, the faster your reward tracks.
Step 5: Receive £50 bonus
Reward pays out via Bank transfer. Check your in chip account balance or email for confirmation.
Chip — Auto-savings with £50 bonus
Requires large deposit and hold period. Terms vary by promotion.
Am I eligible?
We haven't recorded eligibility criteria for this offer yet. Check the provider's own terms before you start.
Insider tips
- Complete the whole flow in one sitting — leaving it half-done is the top reason £50 bonuses fail to track.
- Take screenshots of each step in case you need to raise a support ticket later.
- Add a calendar reminder for the qualifying deadline so you don't miss it.
Reward type
In Chip account
Time to complete
15 mins
Withdraw via
Bank transfer
About the provider
Chip
Auto-savings with £50 bonus
Automatic savings app offering cash bonuses for new users who deposit larger balances.
Safety
FCA authorised. FSCS protected.
Fees
Free tier available. Premium tiers for boosted features.
Devices
iOS · Android
Category
Savings
What we like
- £50 sign-up bonus
- Auto-saving
- Competitive interest
Watch out for
- Requires large deposit for bonus
Community codes
Share the love — swap referral codes
Members drop their personal invite codes here. Codes rotate fairly so everyone gets a turn. Report any code that doesn't work.
Loading codes…
FAQs
How long until I actually get the money?+
Payout timing isn't confirmed for this offer yet — check the provider's own terms before you start. Sign up via referral link, deposit qualifying amount, hold for required period.
Is this safe? Will it hurt my credit score?+
FCA authorised. FSCS protected. This offer doesn't involve a credit check.
What are the fees?+
Free tier available. Premium tiers for boosted features.
Can I close the account after I get the bonus?+
Yes — once the reward has cleared and any minimum holding period has passed, you're free to close the account. We recommend waiting at least 30 days after the bonus lands to be safe.
What if the reward doesn't track?+
Contact Chip support first with your sign-up date and screenshots. If you're still stuck, ping the SmartPiggy team and we'll help chase it up.
The small print
SmartPiggy may earn a commission when you claim this offer — it costs you nothing and helps keep our reviews free (affiliate disclosure). Rewards, timings and eligibility are set by Chip. Always read the provider's full T&Cs before you sign up. When it comes to money, your capital may be at risk. See our editorial policy for how we score and re-check offers.
Last checked 6 weeks ago by SmartPiggy team.
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- Category
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- Time
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- Difficulty
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You get
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