KrooExpired
£20
£20 Signup Bonus
- Category
- Banking Bonuses
- Time
- 5 mins
- Difficulty
- Easy
You can earn
£200–£300
Cash
Co-op Bank offers £125 within 7 days, then £25/month for 3 months (£200 total). Existing Co-op group customers can get up to £300. Fee-free account with top regular saver.
Complete in
25 mins
Payout
£125 in 7 days, then £25/mo
Difficulty
Doable
Availability
Live
The short answer
- What you do
- Open a Co-op Bank Current Account
- When you get paid
- £125 in 7 days, then £25/mo
- Main catch
- Deposit or spend neededRequires 5 card payments and 2 Direct Debits each month to keep the monthly payments.
Eligibility, full steps and terms are further down this page.
What you actually get: cash
Paid straight to you as money.
- How to redeem
- Lands in the bank account you sign up with - nothing to redeem.
- Validity
- No expiry once paid.
- Can you cash it out?
- Yes — it is real money
Refer-a-friend details
- You get
- Up to £300
- Qualifying action
- Switch your current account to the Co-operative Bank
Source: My Side Gig — All UK Refer a Friend Offers · last checked 2026-08-27
Get paid in 5 steps
Follow these in order. Skipping a step is the #1 reason rewards don't track.
Step 1: Open a Co-op Bank Current Account
Step 1 of 5 — the sooner you complete it, the faster your reward tracks.
Step 2: Switch via CASS with 2+ Direct Debits
Everyday spending counts — groceries, fuel, subscriptions. Refunds and gambling transactions don't.
Step 3: Deposit £1,500
Move the qualifying amount from your existing bank via faster payments. It arrives instantly and counts toward the bonus.
Step 4: Make 5 card payments per month
Step 4 of 5 — the sooner you complete it, the faster your reward tracks.
Step 5: Keep 2 Direct Debits active
Everyday spending counts — groceries, fuel, subscriptions. Refunds and gambling transactions don't.
Co-op Bank — Ethical banking with up to £300 bonus
Requires 5 card payments and 2 Direct Debits each month to keep the monthly payments.
Am I eligible?
We haven't recorded eligibility criteria for this offer yet. Check the provider's own terms before you start.
Insider tips
- Complete the whole flow in one sitting — leaving it half-done is the top reason £200–£300 bonuses fail to track.
- Take screenshots of each step in case you need to raise a support ticket later.
- Add a calendar reminder for the qualifying deadline so you don't miss it.
Reward type
£125 in 7 days, then £25/mo
Time to complete
25 mins
Withdraw via
Bank transfer
About the provider
Co-op Bank
Ethical banking with up to £300 bonus
Ethical bank with switch bonuses up to £300 for existing Co-op group customers.
Safety
FSCS protected up to £85,000.
Fees
No monthly fee.
Devices
Web · iOS · Android
Category
Bank
What we like
- Up to £300 for Co-op group customers
- Top regular saver
- Fee-free
Watch out for
- Lower bonus for new customers
- Requires ongoing activity
Community codes
Share the love — swap referral codes
Members drop their personal invite codes here. Codes rotate fairly so everyone gets a turn. Report any code that doesn't work.
Loading codes…
FAQs
How long until I actually get the money?+
Payout timing isn't confirmed for this offer yet — check the provider's own terms before you start. Open a Co-op Current Account, switch via CASS, deposit £1,500, make 5 card payments per month.
Is this safe? Will it hurt my credit score?+
FSCS protected up to £85,000. This offer doesn't involve a credit check.
What are the fees?+
No monthly fee.
Can I close the account after I get the bonus?+
Yes — once the reward has cleared and any minimum holding period has passed, you're free to close the account. We recommend waiting at least 30 days after the bonus lands to be safe.
What if the reward doesn't track?+
Contact Co-op Bank support first with your sign-up date and screenshots. If you're still stuck, ping the SmartPiggy team and we'll help chase it up.
The small print
SmartPiggy may earn a commission when you claim this offer — it costs you nothing and helps keep our reviews free (affiliate disclosure). Rewards, timings and eligibility are set by Co-op Bank. Always read the provider's full T&Cs before you sign up. When it comes to money, your capital may be at risk. See our editorial policy for how we score and re-check offers.
Last checked 6 weeks ago by SmartPiggy team.
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