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You can earn

£200

Cash

NatWest is offering £200 to switch to a Select or Reward account. Deposit £1,250 and log in via the app within 60 days. Reward account earns £5/month cashback.

Complete in
20 mins
Payout
Within 60 days
Difficulty
Easy Peasy
Availability
Live

The short answer

What you do
Open a NatWest Select or Reward account
When you get paid
Within 60 days
Main catch
Deposit or spend neededMust not have received a NatWest Group switch bonus before.

Eligibility, full steps and terms are further down this page.

What you actually get: cash

Paid straight to you as money.

How to redeem
Lands in the bank account you sign up with - nothing to redeem.
Validity
No expiry once paid.
Can you cash it out?
Yes — it is real money
How we review offersReward, effort and catches are summarised from the provider's own termsHow we test

Get paid in 4 steps

Follow these in order. Skipping a step is the #1 reason rewards don't track.

Step 1: Open a NatWest Select or Reward account

Step 1 of 4 — the sooner you complete it, the faster your reward tracks.

Step 2: Switch via CASS

Step 2 of 4 — the sooner you complete it, the faster your reward tracks.

Step 3: Deposit £1,250 within 60 days

Move the qualifying amount from your existing bank via faster payments. It arrives instantly and counts toward the bonus.

Step 4: Log in via the app within 60 days

Step 4 of 4 — the sooner you complete it, the faster your reward tracks.

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NatWest — Banking with reward cashback

Must not have received a NatWest Group switch bonus before.

Am I eligible?

We haven't recorded eligibility criteria for this offer yet. Check the provider's own terms before you start.

Insider tips

  • Complete the whole flow in one sitting — leaving it half-done is the top reason £200 bonuses fail to track.
  • Take screenshots of each step in case you need to raise a support ticket later.
  • Add a calendar reminder for the qualifying deadline so you don't miss it.

Reward type

Within 60 days

Time to complete

20 mins

Withdraw via

Bank transfer

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About the provider

NatWest

Banking with reward cashback

Major UK bank with switch bonuses and reward accounts earning £5/month cashback.

Safety

FSCS protected up to £85,000.

Fees

Select account is fee-free. Reward has £2/month fee but earns £5/month cashback.

Devices

Web · iOS · Android

Category

Bank

What we like

  • £5/mo cashback on Reward
  • Fee-free Select account
  • £200 switch bonus

Watch out for

  • Reward account has £2/mo fee
Full NatWest review
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FAQs

How long until I actually get the money?+

Payout timing isn't confirmed for this offer yet — check the provider's own terms before you start. Open a Select or Reward account, switch via CASS, deposit £1,250 within 60 days.

Is this safe? Will it hurt my credit score?+

FSCS protected up to £85,000. This offer doesn't involve a credit check.

What are the fees?+

Select account is fee-free. Reward has £2/month fee but earns £5/month cashback.

Can I close the account after I get the bonus?+

Yes — once the reward has cleared and any minimum holding period has passed, you're free to close the account. We recommend waiting at least 30 days after the bonus lands to be safe.

What if the reward doesn't track?+

Contact NatWest support first with your sign-up date and screenshots. If you're still stuck, ping the SmartPiggy team and we'll help chase it up.

The small print

SmartPiggy may earn a commission when you claim this offer — it costs you nothing and helps keep our reviews free (affiliate disclosure). Rewards, timings and eligibility are set by NatWest. Always read the provider's full T&Cs before you sign up. When it comes to money, your capital may be at risk. See our editorial policy for how we score and re-check offers.

We have not recorded a hand-check for this listing yet, so please confirm the current terms with NatWest before signing up.

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You get

£200