SmartPiggy
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You can earn

£30 each

Cash

Refer a friend to OakNorth and both of you receive £30. OakNorth offers competitive savings rates with FSCS protection.

Complete in
5 mins
Payout
In savings account
Difficulty
Easy Peasy
Availability
Live

The short answer

What you do
Get your OakNorth referral link
When you get paid
In savings account
Main catch
Deposit or spend neededFriend must open and fund a savings account.

Eligibility, full steps and terms are further down this page.

What you actually get: cash

Paid straight to you as money.

How to redeem
Lands in the bank account you sign up with - nothing to redeem.
Validity
No expiry once paid.
Can you cash it out?
Yes — it is real money
How we review offersReward, effort and catches are summarised from the provider's own termsHow we test

Get paid in 4 steps

Follow these in order. Skipping a step is the #1 reason rewards don't track.

Step 1: Get your OakNorth referral link

Your friend must use your unique link and complete their own qualifying action for both rewards to unlock.

Step 2: Share with a friend

Your friend must use your unique link and complete their own qualifying action for both rewards to unlock.

Step 3: They open and fund a savings account

Move the qualifying amount from your existing bank via faster payments. It arrives instantly and counts toward the bonus.

Step 4: Both receive £30

Reward pays out via Bank transfer. Check your in savings account balance or email for confirmation.

OakNorth logo

OakNorth — £30 each for savings referrals

Friend must open and fund a savings account.

Am I eligible?

We haven't recorded eligibility criteria for this offer yet. Check the provider's own terms before you start.

Insider tips

  • Complete the whole flow in one sitting — leaving it half-done is the top reason £30 each bonuses fail to track.
  • Take screenshots of each step in case you need to raise a support ticket later.
  • Add a calendar reminder for the qualifying deadline so you don't miss it.

Reward type

In savings account

Time to complete

5 mins

Withdraw via

Bank transfer

OakNorth logo

About the provider

OakNorth

£30 each for savings referrals

Savings bank offering £30 for both referrer and referred friend.

Safety

FSCS protected up to £85,000.

Fees

No fees.

Devices

Web · iOS · Android

Category

Savings

What we like

  • £30 each for referrals
  • Competitive savings rates
  • FSCS protected

Watch out for

  • Savings only
Full OakNorth review
Community codes

Share the love — swap referral codes

Members drop their personal invite codes here. Codes rotate fairly so everyone gets a turn. Report any code that doesn't work.

Loading codes…

FAQs

How long until I actually get the money?+

Payout timing isn't confirmed for this offer yet — check the provider's own terms before you start. Get referral link, share with friend, they open and fund savings account, both get £30.

Is this safe? Will it hurt my credit score?+

FSCS protected up to £85,000. This offer doesn't involve a credit check.

What are the fees?+

No fees.

Can I close the account after I get the bonus?+

Yes — once the reward has cleared and any minimum holding period has passed, you're free to close the account. We recommend waiting at least 30 days after the bonus lands to be safe.

What if the reward doesn't track?+

Contact OakNorth support first with your sign-up date and screenshots. If you're still stuck, ping the SmartPiggy team and we'll help chase it up.

The small print

SmartPiggy may earn a commission when you claim this offer — it costs you nothing and helps keep our reviews free (affiliate disclosure). Rewards, timings and eligibility are set by OakNorth. Always read the provider's full T&Cs before you sign up. When it comes to money, your capital may be at risk. See our editorial policy for how we score and re-check offers.

We have not recorded a hand-check for this listing yet, so please confirm the current terms with OakNorth before signing up.

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You get

£30 each