KrooExpired
£20
£20 Signup Bonus
- Category
- Banking Bonuses
- Time
- 5 mins
- Difficulty
- Easy
You can earn
£200
Cash
Royal Bank of Scotland offers £200 to switch. Same terms as NatWest. Deposit £1,250 and log in via the app within 60 days.
Complete in
20 mins
Payout
Within 60 days
Difficulty
Easy Peasy
Availability
Live
The short answer
- What you do
- Open an RBS Select or Reward account
- When you get paid
- Within 60 days
- Main catch
- Deposit or spend neededMust not have received a NatWest Group switch bonus before.
Eligibility, full steps and terms are further down this page.
What you actually get: cash
Paid straight to you as money.
- How to redeem
- Lands in the bank account you sign up with - nothing to redeem.
- Validity
- No expiry once paid.
- Can you cash it out?
- Yes — it is real money
Get paid in 4 steps
Follow these in order. Skipping a step is the #1 reason rewards don't track.
Step 1: Open an RBS Select or Reward account
Step 1 of 4 — the sooner you complete it, the faster your reward tracks.
Step 2: Switch via CASS
Step 2 of 4 — the sooner you complete it, the faster your reward tracks.
Step 3: Deposit £1,250 within 60 days
Move the qualifying amount from your existing bank via faster payments. It arrives instantly and counts toward the bonus.
Step 4: Log in via the app within 60 days
Step 4 of 4 — the sooner you complete it, the faster your reward tracks.
Royal Bank of Scotland — Scottish banking with switch bonuses
Must not have received a NatWest Group switch bonus before.
Am I eligible?
We haven't recorded eligibility criteria for this offer yet. Check the provider's own terms before you start.
Insider tips
- Complete the whole flow in one sitting — leaving it half-done is the top reason £200 bonuses fail to track.
- Take screenshots of each step in case you need to raise a support ticket later.
- Add a calendar reminder for the qualifying deadline so you don't miss it.
Reward type
Within 60 days
Time to complete
20 mins
Withdraw via
Bank transfer
About the provider
Royal Bank of Scotland
Scottish banking with switch bonuses
NatWest Group bank serving Scotland with switch bonuses.
Safety
FSCS protected up to £85,000.
Fees
Select account is fee-free.
Devices
Web · iOS · Android
Category
Bank
What we like
- £5/mo cashback on Reward
- Fee-free Select account
- £200 switch bonus
Watch out for
- Same group as NatWest
Community codes
Share the love — swap referral codes
Members drop their personal invite codes here. Codes rotate fairly so everyone gets a turn. Report any code that doesn't work.
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FAQs
How long until I actually get the money?+
Payout timing isn't confirmed for this offer yet — check the provider's own terms before you start. Open an RBS account, switch via CASS, deposit £1,250 within 60 days.
Is this safe? Will it hurt my credit score?+
FSCS protected up to £85,000. This offer doesn't involve a credit check.
What are the fees?+
Select account is fee-free.
Can I close the account after I get the bonus?+
Yes — once the reward has cleared and any minimum holding period has passed, you're free to close the account. We recommend waiting at least 30 days after the bonus lands to be safe.
What if the reward doesn't track?+
Contact Royal Bank of Scotland support first with your sign-up date and screenshots. If you're still stuck, ping the SmartPiggy team and we'll help chase it up.
The small print
SmartPiggy may earn a commission when you claim this offer — it costs you nothing and helps keep our reviews free (affiliate disclosure). Rewards, timings and eligibility are set by Royal Bank of Scotland. Always read the provider's full T&Cs before you sign up. When it comes to money, your capital may be at risk. See our editorial policy for how we score and re-check offers.
We have not recorded a hand-check for this listing yet, so please confirm the current terms with Royal Bank of Scotland before signing up.
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- Time
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